NMLS #1433297

OR ML-5420

Buying a home or refinancing?

Schedule a Free Consultation with Eugene Mortgage Brokers.

Broker vs Bank...

Learn more about the difference between them.

Get Started

Buying a home or refinancing?

Schedule a Free Consultation with Eugene Mortgage Brokers.

Eugene Mortgage Brokers Logo

Why Choose Us?

We'll walk you through all your big financial decisions.

Broker vs Bank...

Learn more about the difference between them.

Get Started

Who we are

Welcome to Eugene Mortgage Brokers

Eugene Mortgage Brokers (EMB) is a locally owned 100% independent brokerage in Eugene, serving Oregon consumers exclusively. EMB is proud to offer competitive interest rates from the best wholesale lenders in the country. Competition, combined with our elite experience and execution, results in a personalized experience for you and your family.

We shop for the most favorable rates and terms. Our internal pricing engine compares the top wholesale lenders in the country in real time. This allows our independence and experience to secure options with the most favorable interest rates, terms, and loan process for your consideration.

More lenders = more options. Let us shop for you.

Mortgage Broker Office Eugene Oregon

Rates, Trends & Indices

See the latest rate trends and how it measures up to your financial expectations.

Purchasing Your First Home

There are so many steps to consider when buying your first home. At Eugene Mortgage Brokers, we do our homework so you’re set up for success and closer to moving into your first home. 


Additional Services

Our services will help you reach your financial goals


Have you thought about investing in a property or vacation home? With multiple loan programs, we are confident we can find just the right one to meet your needs. As always, we guide you through the process each step of the way.

Special Loan Programs

Many loan programs have specific requirements and restrictions. We'll guide you through choosing the best fit for your needs.

Understanding Credit

We want to help you understand how your credit affects you buying or refinancing a home.


What Our Clients Are Saying...

John TromblyJohn Trombly
16:44 15 Nov 22
I am so happy i got in touch with Cara at Eugene Mortgage Brokers. She made my refi so easy and quick i was able to lock in a great rate and will have my home paid off much sooner now. I had a line of credit with another bank i did not want to loose and Cara worked with the other lender and i was able to change some docs and keep that as well if i need it.Thank you so muchJohn Trombly
Christine TurkChristine Turk
21:01 23 Oct 22
I can not say enough good things about Lauren Hatmaker and her team! They really go the extra mile, work the extra hours to make sure if the deal goes through. When one person was out of the office the another team member picked up the ball seamlessly!
Darren McGillvreyDarren McGillvrey
22:28 13 Oct 22
Brian is a great lender to work with. He'll explain things so that you're not so stressed during the purchase process. He is reliable and will tell you what's the best option for YOU, not what's best for him. I highly recommend Brian!
Kris BoftoKris Bofto
12:37 17 Sep 22
We would highly recommend Eugene Mortgage Brokers and Brian Young for your mortgage/refinance needs. We had been searching for our new house for over two years in a market that was competitive and ever changing. Brian was there every step of the way even during the height of the pandemic. He was always accessible when we had a question even helping us when we were on vacation across the... country. Give him a call for your mortgage needs. You will receive great service. Thank you Brian!read more
Mary LaChmabreMary LaChmabre
23:27 10 Aug 22
My husband and I just finished purchasing our first home with the help of Lauren and her team. We cannot express how great they are at Eugene Mortgage Brokers! While our home purchasing story did not start with them, I am so thankful it ended with them. We came from a frustrated, and exhausted place that left us distrusting in the home buying process and Eugene Mortgage Brokers swept it all away.... They are organized, and professional but most of all empathetic! It was a breath of fresh air working with them and now we are happy home owners. A huge thank you to Eugene Mortgage Brokers, I would absolutely recommend this team for anyone purchasing a home.read more
Jackie SummersJackie Summers
15:53 30 Jul 22
We recently purchased our first home with the help of Matt Boytz at Eugene Mortgage Brokers. After one meeting, something we thought would take years for us to do became possible within months. Matt was quick to reply and great with coordinating with our relator. Stella was also amazing in coordinating with our insurance too. The whole team here made this process incredibly efficient, would not... go anywhere else!read more
Amanda WudtkeAmanda Wudtke
19:41 03 Mar 22
We could not say enough good things about Lauren and her team at Eugene Mortgage Brokers. Lauren is knowledgeable, there for every question, and helped us feel at ease with our decision. Although we had an idea of what we wanted out of our refinance, she helped guide us into an option that exceeded our original expectations. When we had a family emergency that took us out of state in the middle... of it all, Lauren and her team kept the ball rolling and our loan closed on time and without issue. We would absolutely recommend this team to anyone!read more
Aunia KahnAunia Kahn
19:26 01 Nov 21
I worked with Matt Eugene Mortgage Brokers to secure a non conventional mortgage for my home. I am self-employed. There were a lot of complications with the company (lender) we were working with, however, Matt kept on top if it and did everything in his power to make this as smooth as he could. Matt was a great communicator, very driven and made it happen. He was always honest and upfront about... everything, so I was not surprised or caught off guard. Highly Recommended.read more