About Eugene Mortgage Brokers

Why Choose Us?

Eugene Mortgage Brokers:

• Mortgage financing is our specialty.
• We shop wholesale lenders to provide you with the best options
• We have connections with wholesale lenders who compete for your business.
• We have access to many loan programs including HARP, VA, FHA, USDA, and Reverse Mortgages. We work with a variety of lenders who want to close loans for people who may fall outside traditional bank guidelines.
• We use local appraisers and underwriters, which means accelerated loan processing and fast closings.
• As a Broker, We are federally licensed and nationally regulated education.
• Contact us today and let’s get started.

Bank or financial institution:

• Banks specialize in more than just mortgage lending. They provide a variety of banking services, such as checking and savings accounts, and other financial services.
• With a bank, you get retail interest rates.
• Banks can only access and offer you their own rates and products.
• Banks have conservative lending guidelines. Borrowers are denied for loans outside of their limited loan types.
• A bank doesn’t have to disclose its full commission.
• Underwriting and appraising is managed through national channels, which often means lengthy processing time.
• Mortgage originators working for depository banks are excluded from licensing. Unlike mortgage brokers, they only have to be registered and are not required to pass a national mortgage exam or complete continuing education.